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How payments and credit reach small enterprises
A layered map of the payment, credit and government rails that reach MSMEs, with a state-level view and the integrations worth building.
The question
Digital-first MSME schemes assume access that most small enterprises do not have. Where are the gaps, and what can be built?
What we delivered
A research report and two decks mapping payments, credit and government rails in five layers. It found that enterprise registration is the real first step, identified a funded programme as the best fit, and named a credit pre-qualification integration as buildable.
